ECOWAS Brown Card

4th floor of  EBID Building ( Right ) : Permanent General Secretariat ,  Lomé-Togo
4th floor of EBID Building ( Right ) : Permanent General Secretariat , Lomé-Togo
Just after 1960, the Heads of State and Government of Africa, after a decade of individual management of conquered sovereignty, decided to split by region to sustain the gains and open other avenues for the development of their respective countries. Thus, several community groups have emerged. This is the case of the Economic Community of West African States (ECOWAS). The Heads of State and Government, concerned about the safety of users of community roads have developed a system of automatic coverage and claims handling in order to encourage the free movement of goods and people as part of Articles 32, 33 and 34 (Transport, Communication and Tourism) of the Treaty of the Community on the roads and the ECOWAS motorized land vehicles .


  • Facilitate a free circulation in the Community for international motorists
  • Allow international motorist the respect for the land motor vehicles insurance in force in the countries of the Community
  • Encourage the development of trade and tourism between the States
  • Develop a common system for the settlement of claims arising from the free movement of goods and people within ECOWAS;
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  • The Brown Card provides to  the motorist the full guarantee for a prompt, fair and immediate compensation of accidents that could be caused outside his territory of residence.
  • The holder of the card is treated exactly as if the basic insurance policy was taken out with a company located in the visited country or he  is traveling through.
  • Since Brown Card is recognized by government authorities, the motorist is exempt from any other formalities relating to the guarantee against the risk of civil liability.
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