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What must I do when my vehicle causes an accident in another ECOWAS member State ?

You must always remember that your Brown covers you once you covers you once you leave your country of usual residence . So, in the event of an accident and for you to derive full benefit from the scheme, you must do the following:

  • report the accident immediately to the nearest police station
  • if another vehicle is involved or if a person is injured , obtain:
    1. The full names and addresses of the owner, driver and insurers of the vehicle,
    2. The registration number of the vehicle.
  • report the accident to the National Bureau of the country in which the accident has occurred ; always remember that being your insurer’s representative, the National  Bureau is there to give you immediate first-class assistance. Once notified by you this National Bureau in its capacity as a Handling Bureau will proceed at once with the formal investigation and evaluation of the loss, without waiting for a formal claim  against you. It is this Bureau that will subsequently notify the issuing Bureau ( that is, the National  Bureau of your country) of the accident for further transmission to the particular insurance company from which you obtained your Brown Card.